What is Identity Theft?
Identity theft is taking of a
victims identity, usually with the intent to obtain credit or steal
A stolen identity could allow a fraudster to:
- Apply for and obtain credit
- Obtain credit cards from banks and retailers
- Establish new accounts with utility companies
- Rent an apartment or house
- File bankruptcy in the victims name
- Pose as the victim on job applications
- Use the victims identity when in the custody of the
What do I need to know about Identity Theft?
Identifying valid requests for
your personal information and protecting your identity are not easy
tasks. However, being familiar with the businesses you deal with and
understanding the type of information they collect from you will
is available on our website.
You should be aware of some common tactics used to gain your
personal information. These tactics change and evolve, so we direct
you to the web-sites below to obtain the most current information.
Please visit their sites by clicking on the following links:
Better Business Bureau
Federal Trade Commission
What steps can I take to help protect my identity?
businesses you deal with.
Periodically review your credit report with the three major credit
reporting agencies, Equifax, Experian and TransUnion. You can get
your free annual credit report at
Free Annual Credit Report.
Cross-cut shred all documents containing personal information before
tossing them in with your garbage.
Review account statements and bills and make sure each transaction
listed matches your records.
Use caution on the internet to avoid spoofed emails and websites.
Avoid releasing unnecessary personal information to those who do not
need to know the information.
When should I contact Bank of Grove?
Please let us know if you have a
question or concern about the security of your relationship with us.
If you ever have reason to believe the security of your account
number, online account access ID, password, Visa debit card or
credit card has been compromised, please contact us immediately.
Contact us immediately if you have been approached online, on the
phone or even in person by someone representing Bank of Grove,
trying to gain access to your personal information and have reason
to suspect the encounter was not official Bank of Grove
business. Bank of Grove will never
ask you for personal information via the internet or email.
What should I do if I suspect my identity has been stolen?
As soon as you believe you have
become a victim of Identity Theft you can refer to the
Federal Trade Commission or
Better Business Bureau websites for additional support including
steps necessary for reporting Identity Theft